Upgrading your living or dining space with modular, space-saving furniture is more accessible with flexible financing. Transformer Table partners with Synchrony to offer structured payment options through the Synchrony HOME™ Credit Card, alongside alternative instalment options via Bread Pay and Klarna.
This guide outlines available promotional plans, eligibility thresholds, credit impacts, and key account terms.
Promotional Financing Tiers
Depending on your total purchase amount (excluding taxes and delivery fees), you can choose from short-term deferred interest options or a long-term fixed APR plan at checkout:
Plan Length | Interest Rate / Terms | Minimum Purchase | Monthly Payment Structure | Key Requirements & Post-Promo Rate |
6 Months | 0% Deferred Interest (No interest if paid in full) | $500 – $999 | Minimum monthly payments required | No Interest IF Paid in Full: Interest will be charged from the purchase date if the balance is not paid in full within 6 months. Requirement: Valid on online purchases made with your Synchrony HOME™ Credit Card after discounts. |
12 Months | 0% Deferred Interest (No interest if paid in full) | $1,000 – $2,499 | Minimum monthly payments required | Valid through Dec 7, 2026. No Interest IF Paid in Full: Interest will be charged from the purchase date if the balance is not paid in full within 12 months. Requirement: Valid on online purchases made with your Synchrony HOME™ Credit Card after discounts. |
24 Months | 0% Deferred Interest (No interest if paid in full) | $2,500+ | Minimum monthly payments required | Valid Nov 3 – Dec 7, 2026. No Interest IF Paid in Full: Interest will be charged from the purchase date if the balance is not paid in full within 24 months. Requirement: Valid on online purchases made with your Synchrony HOME™ Credit Card after discounts. |
36 Months | 0% Interest | $3,499+ | 36 Equal Monthly Payments | Valid through Dec 7, 2026. Requirement: Valid on online purchases made with your Synchrony HOME™ Credit Card after discounts. |
60 Months (Black Friday Promo) | 0% Interest | $4,499+ | 60 Equal Monthly Payments | Valid Nov 3 – Dec 7, 2026. Requirement: Valid on online purchases made with your Synchrony HOME™ Credit Card after discounts. |
General Account Terms
Qualifying Card Required: All promotional financing offers require making your purchase using the Synchrony HOME™ Credit Card.
Standard Terms for Regular Purchases: Any non-promotional purchases (or balances left after promo periods end) follow standard credit card account terms.
Estimates Exclude Taxes & Delivery: Cart and product page payment estimates do not include sales tax or shipping fees. Your actual monthly payment will be recalculated based on your final checkout total.
Existing Cardholders: Current account holders should refer to their existing credit card agreement for specific terms and rates.
Customer Support & Issues:
If you are experiencing any issues with your financing account, please contact Synchrony directly first at 1-800-333-1076.
Alternative Payment Options & Network Acceptance
Bread Pay & Klarna: Available directly at checkout for alternative flexible instalment plans.
Synchrony HOME™ Acceptance: In addition to Transformer Table orders, your approved card is accepted at thousands of participating home-related retail partners across the U.S. and Puerto Rico.